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Cable for a home network

I am going to be installing a home network soon and want it to have the ability to sustain gigabit speeds. I was wondering what kind of cabling would be best for this: cat5e, cat6, or fiber. I was thinking of just running fiber along with the cat5e and leaving it unterminated for future use. What do you think?
Fiber would be required along with a Wan interface to connect to a fiber backbone. You then could run Ethernet on you LAN or buy fiber cards for all your pc's and run Fiber to the desktop. However, fiber is expensive and the monthly service would cost more than your monthly mortgage.

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